NRI Insurance Services - Des Moines Insurance Agency

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500 New York Ave Ste B
Des Moines, IA 50313
Phone: 515-309-9500 or 1-877-500-4077

 
 

Health, Beauty and Fitness Insurance in Iowa

Health, Beauty and Fitness Insurance in Iowa
West Bend Independent Agent
West Bend insures a wide variety of health, beauty, and fitness businesses such as health clubs, beauty salons of all types, barber shops, yoga studios ... and so many more.

Health Clubs and Circuit Workout Facilities

Your clients come to you when they've decided to take control of their health and well-being. One of the most important things you do each day is make sure they have a safe and enjoyable workout experience. But it's just as important to make sure your business is properly protected so you're equipped to handle unexpected situations that may cause damage to your property or injury to your valued customers.

Because your business is unique, it deserves special attention. It's important to choose a company that understands your needs and can provide the proper coverages for your health club operation. West Bend is dedicated to providing you with an affordable insurance product designed especially for your needs. Coverages are designed specifically for health clubs and circuit workout-type businesses.

If a client is injured or your property is damaged, you'll need an experienced team of claim professionals who will be dedicated to handling your loss. West Bend provides protection for thousands of personal trainers, health clubs, and circuit workout facilities.

Our customized program is designed with specialty coverages for:

  • Health clubs
  • Circuit-workout facilities
  • Childcare centers
  • Massage therapists
  • Personal trainers with health clubs
  • Tanning beds
  • Martial arts studios
  • Nutritional counseling
  • Sporting good sales
  • Restaurant or snack bar sales
  • Swimming pools

Yoga Studios

Our customized Yoga Studio Program can provide protection for all types of yoga styles and arts including Bikram Yoga.

Coverages are designed specifically for yoga studio businesses, and our claims representatives are highly experienced in handling claims for fitness and wellness businesses. Coverages offered for health clubs, circuit work facilities, and yoga studios include:

General Liability

Operating a business like yours isn't always easy. Sometimes situations occur that can result in a claim ... a customer slips on a wet floor and is injured, an ad placed in your local newspaper unintentionally offends someone, or an employee gives improper advice during a yoga session. If that happens, we'll be there for you. Professional liability is included for most accounts.

Property Coverage

You've invested in yoga equipment and studio supplies; maybe you've purchased your own building. Protect those investments with the right coverage at the right price. In addition to a variety of property coverage's, West Bend offers the Platinum Pak which provides additional protection, including coverage for personal computers and employee theft.

Other Critical Coverages

Talk to your independent agent to find out what other valuable coverages you may need. Based on your needs, your agent may recommend higher liability limits in an Umbrella policy, Inland Marine for equipment, Employment Practices Liability Insurance or other essential coverage.

Personal Appearance

One of the most important things you do each day is make sure your clients look and feel good. But it's just as important to make sure your business is properly protected so you're equipped to handle unexpected situations that may cause damage or injury to your property or to your customers.

West Bend understands and recognizes your business insurance needs. If a client is injured or your property sustains damage, you need an experienced claims team dedicated to handling your loss.

Selecting the proper coverages for your state licensed or certified personal appearance-related business is important. That's why West Bend is dedicated to providing you with an affordable insurance product designed especially for your unique needs.

Our customized personal appearance program is specialized for:

  • Cosmetologists
  • Barbers
  • Nail technicians
  • Estheticians
  • Independent contractors (booth renters)
  • Sun tanning salons, including spray-on and air-brush tanning
  • Massage therapists
  • Cosmetology and beauty schools
Ineligible types of services:

  • Acupuncture, botox, cellulite reduction, laser equipment
  • Permanent cosmetic services, tattooing and body piercing (other than ear lobe)
  • Medical advice and services

Tanning Salons

West Bend's insurance program is designed for tanning salon operations. Because your business is unique, it deserves specialized attention. It's important to choose a company that understands your needs and can provide the proper coverages for your tanning salon operation. West Bend is dedicated to providing you with an affordable insurance product designed especially for your needs.

If a client is injured or your property is damaged, you'll need an experienced team of claim professionals who will be dedicated to handling your loss. West Bend provides protection for thousands of tanning salons throughout the Midwest.

Our customized Tanning Salon Program is designed with specialty coverages for sun tanning salons, including spray-on and air-brush tanning.

Coverages offered include:

General Liability

Operating a business like yours isn't always easy. Sometimes situations occur that can result in a claim … a customer slips getting out of a bed and is injured, an ad placed in your local newspaper unintentionally offends someone, or an employee gives improper advice and a client is burned. If that happens, we'll be there to defend you. Professional Liability is included at no additional cost to you.

Property Coverage

You've invested in expensive equipment; maybe you've purchased your own building. Protect those investments with the right coverage at the right price. In addition to a variety of property coverage's, West Bend offers the Platinum Pak which provides additional protection, including coverage for utility services direct damage in the event that lightning surges all or several of your tanning beds.

Other Critical Coverages

Talk to your independent agent to find out what other valuable coverage you may need. Based on your needs, your agent may recommend higher liability limits in an Umbrella policy, Employment Practices Liability, or other essential coverage.

To design an insurance program that's right for your health, beauty, or fitness business, please contact NRI.

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