West Bend Insurance Agent in Des Moines, Iowa
|West Bend Insurance Agent in Des Moines, Iowa|
NRI Insurance Services is an authorized Independent Agent for West Bend Mutual Insurance Company. For more than 115 years, West Bend has been providing valuable insurance coverages and services to home and auto owners, as well as business owners, throughout the Midwest. Their dedication and commitment is the foundation of the Silver Lining® brand, The Worst Brings Out Our Best®.
|Personal Insurance||Business Insurance|
|You don't have to own a home or condominium to take advantage of the great benefits of a Home and Highway policy. We offer a program for renters, too! And just like the standard Home and Highway policy, you'll get terrific protection for your personal possessions, as well as your vehicles, on one comprehensive policy.|
Personal Umbrella Insurance
Most people rely on their primary insurance coverage to protect them from lawsuits. But primary coverages, like homeowners and auto, only cover you to a certain point.|
That's where West Bend's Personal Umbrella policy comes in. It provides coverage where your basic Home and Highway coverage ends by giving you a large additional layer of liability insurance -- over and above the liability insurance on your home, auto, boat, and other personal exposures. For example:
West Bend's Personal Umbrella limit starts at $1,000,000. Higher limits are available. NRI Insurance can help determine the amount of coverage that's best for you.
- You're responsible for an accident that permanently disables the other driver. The liability limit on the auto portion of your Home and Highway policy is $250,000 but the other driver sues for $1,000,000 which means your auto policy falls far short of what you need.
- Your family dog bites a visitor to your home. A jury awards the victim $400,000, an amount that exceeds your homeowners' liability limit.
Sport and Rec Vehicle Insurance
If you take recreation seriously, you should also be serious about protecting the investments you've made in your sport and recreational vehicles. West Bend understands that and offers coverages for:
- Recreational vehicles, including snowmobiles, all-terrain vehicles, golf carts, and other vehicles designed for recreational use and not licensed for use on public roads
Loss Prevention Services
Premium Audit Services